CC1: $2044
New Balance: $1654
CC2: Was: $2741
New Balance: $2768 - Payment Issues
CC3: Was: $4934
New Balance: $4874
CC4: Was: $4816
New Balance: $4762
Total Debt: $14,058 - so close to under 14k! yet so far....
I've got a new high interest rate in the room thanks to some issues. CC2, the newbie, has an early in the month date and is a Chase credit card. I have an old Citi credit card (that was paid off a while ago) account in my online bill pay. I accidentally paid Citi an extra $60 and forgot about Chase. So the payment went in 2 days late and they jacked up my interest. I've now applied for a new balance transfer with Capitol One that I should hear about in a few days.
This doesn't bother me, because I knew that I would have to transfer eventually due to the expiration of the balance transfer option on the Chase card. What does bother me is that I didn't get a notice from Chase about the interest, I received and increase in my credit! As in, "now we've really gotcha and are gonna try to make the most out of you while you don't realize you have an incredibly high interest rate (20.5%)." I don't know how the woman on the phone said that while being so cheerful.
The new Cap One card will keep that balance transfer interest rate at 0% until November of next year.
Other than that issue, I've been spending recently. I'm not proud of it, but with the holidays coming up, I really have to buckle down.
as my thighs grow bigger with the lack of a gym membership.
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