Saturday, December 22, 2007

December Credit Card Update: $13,216

Here we go...

CC1 was: $1654
New Balance: $993

CC2: Was: $2768
New Balance: $2648

CC3: Was: $4874
New Balance: $4813

CC4: Was: $4817
New Balance: $4762

New Total: $13,216

By next month, CC1 will be gone. I'm going to take whatever extra money I have to go towards making the usual 800 payment into a 993 payment. Totally within the realm of possibility.

My Christmas present budgeting went pretty well, I didn't go over, although I did splurge on myself with my 'extra paycheck' and only got to one of the wedding presents, which means a few other wedding presents are still in waiting, but I still have a few months before it is officially rude!

Merry Christmas to everyone! Happy New Year! I'll be spending mine quietly, who wants to spend 200+ to go to a weird party and have a massive hangover from cheap alcohol? not me!

Thursday, December 6, 2007

Presents, Parties and Politics

Sad attempt at alliteration, I know. I'm looking forward to my next paycheck as an "extra" paycheck, the blessed gift of the accounting dept that pays me every two weeks, therefore I get two "extra" paychecks during the year. Because my usual pattern for paychecks is #1 - Rent and Utilities and Living, #2 CC Debt and Living, usually allotting 300 to live on every two weeks.

Back to the extra paycheck and what I plan on doing with it.

$100 - Total Splurge - Fancy Haircut
$100 - Gift, the boyfriend (we agreed to cap it this year, in years past it has been up to 200)
$300 - Gifts, family (5 people, with a large percentage on toys for the cutest nephew ever)
$150 - Gifts for parties, secret santas and work people (this will be a challenge)
$60 - Christmas Cards
$100 - Overdue Evansville Wedding Present (williams sonoma gift card)
$200 - Overdue June Wedding Present (no idea here...maybe a murrays cheese shop gift certificate for classes)
$300 - Upcoming end of December Wedding Present

$610 - Christmas Budget, not bad
$600 - Wedding Present Budget, ridiculous! elope!

as for the politics...I'm leaning towards Barack right now.