CC1 was: $0
New Balance: $0, but with $1408 (yikes) in activity
CC2: Was: $2270
New Balance: $2195
CC3: Was: $4457
New Balance: $4404
CC4: Was: $1981
New Balance: $1405
Old Total: $8,709
New Total: $8,004
I could fudge some numbers to get that number below 8k but it isn't worth it, I haven't done the best with the frugality as of late, and don't feel like falsely rewarding myself.
CC1 was very active this month, but was paid off in full because I got a bonus for the year! I bought two plane tickets to visit the future in-laws, a birthday present for the FH (future husband), tickets to Cali and about $400 in business activity that I haven't been reimbursed for as of yet. Once I get the reimbursement check, I will put it towards CC4, that damn pesky college credit card that you sign up for, get a blanket, 18% APR and a slap on the back for your cluelessness. However, I have noticed that their recent APR is about 10% right now for me. Once I pay it off, I may switch CC3 to C4 to take advantage of a lower interest rate, I'm now paying about 37 a month in interest on CC4. Even though I really don't want to give any more money to CC4 as they have made a pretty penny off of me over the last 10 years.
I will say that I don't regret any of the CC activity, it was all necessary and paid for in full. I'm finally rewarding myself for my credit card accomplishments by going on a mini vacation to California to visit a friend. Well deserved, I think.
Once the dust settles on all of the activity and reimbursements, I think July will be a banner month!
Monday, June 23, 2008
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