Well, I haven't done that great, but in keeping with my resolution to be honest with myself and my debt, here is a reckoning of September payments and (yikes) usage of the credit.
CC1: Was: $2604
Payment: $450
Dumb Spending: $264
New Balance: $2516
CC2: Was: $2866
New Balance: $2806
CC3: Was: $5099
New Balance: $4992
CC4: Was: $5111
New Balance: $4810
Old Grand Total: $15,680
Total Payments (minus usage): $652
Interest Payment: $146
NEW GRAND TOTAL: $15,126
If you must know what the dumb spending was, it was a totally avoidable trip to Evansville, IN for a distant friend's wedding, a friend who I was once very close with. While I'm not saying that people should skip weddings, this was one of those cases where my irish guilt got to me and thinking that it would be really important for the bride that I be there. Not that I wasn't important, but she has tons of friends and would have been completely fine with a letter and a nice $100 gift. But instead, I convinced myself that using my skymiles and paying for a cheap hotel and car was feasible. Not only that, but a trip to target, which never costs me less than $50.
Bottom line, it wasn't feasible and I didn't have the money for it. I should have checked the regrets box. Lesson learned.
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